Disclaimer

Last updated: September 6, 2026

 All tools, data and information provided by this site (mnhub.top) are offered "as is" for reference only andconstitute no professional opinion, investment advice or purchasing advice. Before making major decisions, defer to official releases and professional institutions. 

1. Calculators

The results of the Mortgage Calculator, Income Tax Calculator, Pension Calculator, Income Percentile, Amount in Words and similar tools are approximations based onpublicly published policy parameters：

the calculation model simplifies policy rules appropriately and may differ from actual implementation;
parameters such as tax tables, LPR and contribution-base limits change over time — defer to the issuing authority's latest documents;
For major personal financial decisions (early repayment, tax filing, etc.), rely on official calculations from your bank, tax and social security authorities.

2. Data pages

Data on pages such as trending lists, the Retail Investor Index and the LLM leaderboard comes from third-party public sources:

Data may be delayed, incomplete or inaccurate and does not represent the full, real-time state of the source platforms;
The Retail Investor Index is an observation tool for market sentiment and does not constitute investment advice. Sentiment indicators are lagging and subjective; act on them at your own risk;
The LLM leaderboard aggregates public benchmark data; methodology and criteria are decided by each benchmarking organization.

3. AI API relay comparison

Information shown on the relay comparison page (/ai/) is anaggregation of public material about third-party services：

Fees, latency, uptime and similar data change over time and may vary at any moment — defer to each provider's official site;
This site and the listed relays haveno recommendation, endorsement or revenue-sharing relationship(unless otherwise stated);
Evaluate the stability and risks of any third-party service before topping up; this site is not liable for any resulting losses;
Please comply with the terms and laws of your region and the service providers.

4. External links

Some links on this site point to third-party websites (all nofollow) for convenience only. Their content, privacy practices and availability are the responsibility of their operators; they do not represent this site's position, and we neither review nor endorse their content.

5. Limitation of liability

To the maximum extent permitted by law, this site is not liable for any direct or indirect losses arising from using or being unable to use its tools and data. Tools run locally in the browser, and their accuracy depends on the browser environment and input quality.

6. Changes and contact

This disclaimer may be updated as site features change; major changes will be announced on the page. If you have questions, reach us viaContact Us; for privacy-related content seePrivacy Policy。